Back Office

Advanced Planning

Kristin Bulat, J.D. LLM

Kristin Bulat is a Tax Attorney with a J.D. and an L.LM. in Taxation. Kristin is currently Senior Vice President of Strategic Resources for NFP and Partners Financial. Kristin also heads up the Advanced Sales Department. Prior to joining NFP, Kristin worked as Associate Counsel for John Hancock Life Insurance Company where she developed a reputation as an industry leader in her field. She began her career as a tax and estate planning attorney in Boston, Massachusetts. Throughout her career, Kristin has been responsible for implementing complicated tax plans for individuals while guiding business development. She is a sought-after speaker within her industry and travels regularly in that capacity. Kristin is a member of the Partners Financial Board and serves on the Women’s Development and Legislative Committees for AALU.

Tim McFarland, J.D.

Tim helps member firms execute sophisticated advanced wealth transfer plans by consulting with clients and centers of influence and discussing legal strategies. He also keeps members up to date on the life insurance industry at large. Tim has been an estate planning attorney for over 25 years and has over 16 years of experience in the insurance industry designing creative, innovative and tax-efficient estate and insurance plans to meet clients’ complex needs and desires.

Underwriting

DuWayne Kilbo, MBA, FLMI

DuWayne has been at Windsor since 2004 and heads up Windsor's Underwriting and New Business areas. He has been active in the Life Industry since 1985, serving in a variety of different Underwriting roles, including his previous role as Head of Technical Underwriting for a top industry carrier. DuWayne's experience and background includes expertise in Large Case and Impaired Risk Underwriting, Product Development, Reinsurance Management/Relations, Underwriting Management, Underwriting and New Business Process Development and Enhancement, Vendor Management/Relations, Underwriting Research and Development, and Claims. His current duties include, amongst other things, Case Underwriting, New Business Management, Agent Recruitment, Sales Development, and Agency Management. DuWayne is also active in several industry groups and speaks at industry meetings on various underwriting topics and is a published author.

Case Design

Dan Picerni

Melissa Gozzo